Nowcasting can already tell a government what is happening in its economy today. Turning that awareness into action still runs into legislative timelines that…

AI is already outperforming human analysts at much of a finance ministry’s work. But an algorithm cannot resign, cannot be voted out, and cannot…

Personalised tax compliance is already running at national scale in India. Personalised tax liability is a far bigger step — and one that needs…

India has signed Digital Public Infrastructure agreements with 23 countries. But what made UPI work was institutional and regulatory, not technological — and those…

Cross-border UPI transactions grew twentyfold in a single year. But a hub-and-spoke model with India at the centre of every corridor is not the…

Fisher’s MV = PQ makes velocity a measure of how hard each rupee works. UPI has almost certainly raised transactional velocity — but that…

Akerlof showed that an information gap alone can collapse a market. AI underwriting is closing that gap for millions of invisible borrowers — but…

UPI is a machine for demolishing one specific transaction cost. Does that shift the balance point Coase identified in 1937 — or confirm it…

Three years of economics gave me a disciplined way of thinking. What the degree could not prepare me for was how incomplete real information…